Looking for a financial advice in Dumfries and Galloway? We have experienced whole of market mortgage, later life, protection & home finance advisers Dumfries and Galloway waiting to help you.
Enter your postcode below to find your local adviser, call us on 08000 934914 to speak to us (we're friendly) or click 'Get Started', fill in the form and an adviser will call you back.
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We are 5-star rated on leading review websites, but don’t take our word for it
See what our satisfied customers have had to say about our services below or head to our review pages
We can highly recommend Echo Finance for the fast amazing service we received through the whole process. Christine Gibson it would not have been possible without your assistance, your friendliness and the amazing little chats along the way. Echo Finance can be proud to have such a dedicated person on their team. We will definitely recommend you to whoever needs assistance. Thank you once again for making a Dream of ours come true.
Hope M Google
Highly impressed with the service I have received from Echo Finance, from start to finish. My advisor was personable and professional throughout, highly proactive and always on hand to deal with any queries. The home visit was very beneficial, as it helped him understand my requirements and find the best product for me. The entire process was completed in just over four weeks, which was fantastic - and was entirely trouble-free, thanks to such a dedicated can-do approach. Could not recommend more highly.
Louise ReviewCentre
This is the second time I have used this company and I would never consider anywhere else. Both times I’ve had a lady called Megan and she is so helpful and answers any questions or concerns I’ve had and always keeps in contact with excellent communication. Thank you once again!
Faith Jeffery Trustpilot
Echo Finance were everything that you would expect. Paul Mansell is always a pleasure to communicate with. He is professional and personable. Paul was able to find the best Lifetime Mortgage that suited our circumstances. He made the whole process seem effortless for us whilst working hard on his side to achieve a successful completion. I would, and will, recommend anyone to talk to Paul, in the first instance, for any financial advice. Many thanks.
Ray Goodhall Google
Services we provide
Our expert team of financial advisers can help you with the following:
Residential mortgages: Everything from fixed-rate to tracker mortgages for first-time buyers, homemovers and remortgage borrowers
Specialist mortgages: For borrowers who fall outside of standard lending criteria, including people with bad credit, self-employed professionals and more
Later-life lending: Including advice on equity release, mortgages for pensioners and retirement interest only (RIO) mortgages
Bridging & Commercial: We have specialist advisors on hand for commercial mortgages, bridging loans, development finance and more
Insurance & Protection: Including life, home and critical illness cover for families and individuals, as well as landlord and business protection insurance
Echo Finance is regulated by the Financial Conduct Authority and is reviewed annually by an independent compliance company. All of our brokers and advisers hold industry-standard qualifications, such as CeMAP, CeRER and DipMap, where required.
We are committed to providing advice through the channels that best suit your needs. Our brokers can provide advice via phone, email, video and web chat from anywhere in the UK, but we also aim to offer face-to-face appointments for those who request them.
Frequently Asked Questions
Below you will find the answers to the questions we hear most often from Echo Finance customers:
A mortgage broker, or a mortgage advisor, is an intermediary who acts as a conduit between an aspiring borrower and a lender. It is their job to provide the mortgage applicant with impartial advice, help them choose the right product and arrange the deal with the lender.
Brokers provide services including advice on which type of mortgage to choose, providing access to exclusive rates through their lender contacts, and application support. Some can offer advice on all areas of the mortgage market, while others specialise in niche fields such as buy-to-let, bad credit, commercial finance, first-time buyers or self-employed borrowers.
People choose to apply for their mortgage through a broker because it can boost their chances of finding the right deal, while saving time and money in the long run.
We can help you secure an agreement in principle in minutes, but a full mortgage application can take up to 14 days from submission to approval. However, with the right mortgage broker on your side, you can shave time off the process.
A broker can help you remove unnecessary barriers and roadblocks by making sure your paperwork is completed correctly and pairing you with the right lender, first time.
Your first consultation will be free with no obligation to take things any further. There may be a broker fee if you choose to proceed, with the exact amount being a either a fixed fee or small percentage of the mortgage amount, payable upon on offer or completion.
Keep in mind that our aim is to make sure you are in-pocket overall. Through a broker, you could secure a significantly lower rate on your mortgage, which means you make big savings over the course of the term, with all fees and charges factored in.
You will be offered full trasparency about the overall cost involved during your initial free, no-obligation chat.
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Get bespoke advice from a certified expert, whatever your situation
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.
Legal Information
Echo Finance Limited is registered in England and Wales (6939070) and is authorised and regulated by the Financial Conduct Authority and is on the Financial Services Register (570073). The Guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. We are a credit broker, not a lender. ICO Z3021614.
Our registered office is The 1812 Building, Wheatley Park, Mirfield, West Yorkshire, WF14 8HE.
The Financial Conduct Authority does not regulate Will Writing, Estate Planning and some forms of Mortgages.
The rates shown are for illustrative purposes only, they should not be taken as any form of advice or recommendation. Actual mortgage quotes are based on individual circumstances. *Example rate shown is a 5 year fixed rate mortgage from HSBC with an initial rate of 3.99% for 5 years; then reverts to SVR after intro period (26/03/2025).
Where you have a complaint or dispute with us and we are unable to resolve this to your satisfaction then we are obliged to offer you the Financial Ombudsman Service to help resolve this. Please see the following link for further details: www.financial-ombudsman.org.uk.
Terms & Conditions
We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority. We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.
At Echo Finance, we strive to provide informative guides and tips, however, please note that you use the information provided at your own risk. We cannot be held liable for any issues that arise from using the information provided.
The information found on our website is not tailored advice specifically for each individual reader and therefore should not be taken as financial advice.
Our team is updated regularly to keep up with changing lender criteria and policies, so be sure to contact one of our advisors for accurate up-to-date information. All of the advisors we work with are qualified to provide advice and partner with firms authorised and regulated by the Financial Conduct Authority. These specialists are regulated professionals who can provide tailored advice that fits your needs.
